How Much Can I Borrow?

Creative Investments and Holdings Home Loans
Whether you’d like to finance your first home, next home, investment property or just want to refinance your existing home loan, CIH Home Loans has the home loan for you. We can offer you over 500 loans from a range of lenders including large banks, key regional banks, credit unions and non-bank lenders.

You can use the calculators we’ve provided below to work out which loan best suits your needs. They’re simple to use and allow you to test different scenarios so you can determine the best way to manage your home loan repayments.

If you require any assistance or additional information please click here to contact one of our Personal Lending Managers.

How much can I borrow?

Work out the amount you can borrow and see how much your loan repayments vary depending on interest rates and the loan term.

Repayment Calculator

Estimates your loan repayment based on loan amount, term and interest rate.

Extra repayment

Work out the time and interest you could shave off your home loan when you pay more than the minimum repayments each month or fortnight.

Stamp Duty

Work out what you’ll pay in government charges based on the amount you plan to borrow, the value of your property, and the state or territory your property is in.

Split Loan

Work out what your monthly or fortnightly repayments will be and the total interest payable if you split your loan into fixed and variable rate sub-accounts.

Income Tax Work out your income tax according to the ATO’s personal income tax scales.

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